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Applied Epic Benefits quoting and plan design

Design and quote a benefits program directly from the client's account

Model medical, dental and ancillary plans, then turn the chosen design into an agency-branded proposal. Benefit plan design and quoting both run inside Applied Epic.

Benefits renewals stall in spreadsheets

A renewal that should take one conversation stretches across three meetings and two spreadsheets. Your team pulls carrier rates from a disconnected system, builds a comparison deck, then rekeys whatever the client chooses back in by hand.

Quotes Benefits inside Applied Epic models the plans and builds the proposal in the client’s account, keeping details in the source of truth.

Key benefits

What quoting and plan design tied to the account changes for benefits teams

Fewer meetings per renewal

Scenarios get answered while the client is still in the room, so decisions happen in the meeting rather than after it.

Small groups worth serving

Quoting a small group costs little enough time that the case is profitable, so your team stops turning that business away.

Proposals in your agency's name

The client compares plans in an agency-branded proposal, built the same day rather than assembled by hand overnight.

One account for every group

Medium and large groups quote through a certified partner, and the plan details still land on the client's account in Applied Epic.

Answer the what-if during the client meeting

How it works

Model plans side by side in real time

Adjust deductibles, contributions and funding, and watch the cost impact recalculate as you go. No need for separate excel models.

Show the funding options in the same view

Compare HSA contributions, HRA structures and utilization projections at the same time. Eliminate all the one-off conversations. 

Quote small and level-funded groups natively

Pull real-time carrier rates for medical, dental and ancillary plans in the same workflow. No need for separate systems.

Answer the what-if during the client meeting

Quote all clients in Applied Epic, no matter the size

How it works

Bring partner-quoted plans onto the account

Flow new business plan details from a separate quoting platform into Applied Epic. Enter data once and have it seamlessly go between systems.

Cover medium and large group cases

Send ancillary lines and bigger cases to a certified partner, like Threeflow, and keep the plan details centralized in the account.

Centralize medical and dental quoting

Easily manage small group medical and dental quoting in a single system. Set up a coverage period, upload a census, get real-time quotes, and import plans directly from carrier APIs in minutes.

Quote all clients in Applied Epic, no matter the size

Part of Epic

The quote connects to where the client account lives

A plan quoted this week is the plan your team services next month, and the plan accounting reconciles commissions to all year.

Explore the full platform

Key features at a glance

A quote is only as good as the census behind it and the proposal that comes out.

  • Census import and management

    Import group census data before you quote, so modeling runs off accurate headcount and class.

  • Plan library

    Medical, dental and ancillary plans are stored once and pulled forward at the next renewal.

  • Agency-branded proposals

    Plan comparisons, carrier quotes and ancillary options combine into a branded proposal in minutes.

  • One source of truth

    Plan and rate data live in the same record, meaning fewer chances for errors.

  • Renewal plan data

    Renewed plan details come back from a partner platform onto the same account, year after year.

  • Rate and commission detail

    Rate plans and commission details live in the same workspace as the plan details.

What customers see from benefit plan design and quoting

  • 5 hours


    Less spreadsheet work

    Time saved on average when Quotes Benefits plan comparisons replace manual spreadsheet builds. 

  • 2 – 3 hours


    Time returned

    One agency's time saved per client when small group renewals are managed with Quotes Benefits. 

Frequently asked about Quotes Benefits

Benefit plan design is how a broker models and compares Benefit plan options: adjusting deductibles, contributions and funding structures to see the cost impact before making a recommendation to the client. In Applied Epic, Quotes Benefits handles modeling for medical, dental and ancillary plans, then turns the chosen design into an agency-branded proposal.

Start from the group census, model plan and funding options side by side, then build the proposal from the comparison. Quotes Benefits runs all steps in Applied Epic, covering medical, dental and ancillary health benefits quotes in one pass. The program a client approves lives in the same record the agency services.

Applied Epic can be used to manage large group plans; the quoting itself depends on the platform. Quotes Benefits quotes small group and level-funded mid-size medical, dental and ancillary plans natively. For medium and large group work, certified quoting integrations bring the finalized plan details into the Applied Epic account automatically.

Plans sit side by side in one view. Change a deductible, a contribution split or a funding vehicle, and the cost impact recalculates immediately, giving clients instant answers to various what-if questions. Plan modeling for health benefits covers medical, dental and ancillary lines in the same view.

Yes, although it depends on which quoting platform you're using. If your team prefers to quote somewhere else, certified integrations leverage Applied Epic APIs to bring new business plan deatils into the account without manual entry. Your agency controls which departments, profit centers and accounts the quoting platform can sync to.

Yes. Applied Benefits Designer is now called Quotes Benefits. It is the same plan design and quoting capability under a new name, running inside Applied Epic on the client's account – model medical, dental and ancillary plans, pull carrier rates, and build the proposal without moving the group to another system.

Go deeper on Quotes Benefits

  • Video

    Applied Benefits Designer

    Discover how Applied Benefits Designer enables you effectively show your value as an agent and close new and renewal business faster.

    Watch Now
  • eBook

    Budget-Based Benefits: A New Approach to Renewals

    Read the eBook now to learn why budget-based benefits planning turns the traditional renewal experience on its head, allowing brokers and employers to start with a budget and find a plan that fits within that framework.

    Read Now
  • PDF Resource

    Applied Benefits Designer is a Benefits plan modeling application

    Applied Benefits Designer is a modern solution that allows you to model and compare various Benefits plan options in real time so you can help your clients make the right decisions – all in one meeting.

    Read Now