Skip to content

For claims leaders

Keep agents and their clients current on every claim, from first notice to close

When everything is connected, claim updates land in your agents’ own systems as they happen. Your adjusters stay on files that need judgment.

Connected claims mean fewer calls for your adjusters and more policyholders who renew

When agents can see a claim’s status for themselves, your adjusters spend the day on the files that need them.

  • Fewer status calls to answer

    Claims details land in your agents’ management systems, so nobody phones the adjuster for an update

  • Shorter claim cycle time

    Loss notices reach an adjuster sooner when they arrive ready to work, with nothing to re-key.

  • Lower attrition risk with seamless claims

    J.D. Power found attrition risk climbs to 52% when policyholders rate a digital claim poor or just OK.

What a connected claim looks like

From first notice of loss to closure, your insureds and agents expect to know where a claim stands without having to ask.

Read every loss notice, whatever the format

Cytora reads notices from claimants, hospitals, repair shops, and courts, then routes each to your claims team.

Explore

Start each claim in the right handling path

Triage happens as the claim arrives, so its handling path is set before an adjuster opens the file.

Explore

Your agents answer the client from their own system

Send first notice of loss, adjuster assignment, status, and payments into your agents’ management systems at each stage.

Explore

Keep a person on the claims that need one

Routine notices clear on their own, and anything doubtful reaches an adjuster with the reasoning attached.

Explore

What carriers tell us

The collaboration is focused on enabling Chubb Claims documents to be automatically digitized, eliminating the need for manual intervention. Cytora’s platform enables Chubb teams to create, compose and deploy AI-native Claims document flows in a scalable approach across multiple markets and lines of business.

Amir Farid
Amir Farid Former North America Transformation Officer Chubb

This partnership is part of our strategic investment in digital capabilities to help Arch deliver exceptional underwriting and profitable growth. [Applied] will help us streamline key workflows, ensure more consistent execution and deliver a world-class experience to our brokers and clients.

Caolan Kovach-Orr, Ph.D
Caolan Kovach-Orr, Ph.D Head of AI & Automation - North America Arch Insurance

Frequently asked about claims connectivity

Carriers deliver claims updates into agency systems through claims download, an industry-standard feed that writes claim information directly into the agency’s own management system. Each update travels as the claim moves.

Six message types carry the detail: the claim number, adjuster assignment, reserves, payments, status changes, and general claim information.

N‌o. Claims download integrates with the claims system you already run, taking the information your system produces and delivering it to your agents.

Applied doesn’t adjudicate claims or run the policy system of record. Adjudication, reserving, and payment stay where they are; what changes is who else sees the outcome, and how soon.

The difference is where the update lands. An email or a portal still asks your agents to go looking for it; claims download writes the update into the management system they work in all day.

So the answer sits in front of your agents before they think to phone the adjuster holding the file.

Volume rises on both sides at once: more claims to handle, and more agents asking about them. Each update still travels on its own, so your agents keep seeing claim activity through the surge while your staff is at its thinnest.

After a hurricane, claims download tells agencies about claims they’d otherwise never hear of.

More on claims connectivity