Read every loss notice, whatever the format
Cytora reads notices from claimants, hospitals, repair shops, and courts, then routes each to your claims team.
For claims leaders
When everything is connected, claim updates land in your agents’ own systems as they happen. Your adjusters stay on files that need judgment.
When agents can see a claim’s status for themselves, your adjusters spend the day on the files that need them.
From first notice of loss to closure, your insureds and agents expect to know where a claim stands without having to ask.
Cytora reads notices from claimants, hospitals, repair shops, and courts, then routes each to your claims team.
Triage happens as the claim arrives, so its handling path is set before an adjuster opens the file.
Send first notice of loss, adjuster assignment, status, and payments into your agents’ management systems at each stage.
Routine notices clear on their own, and anything doubtful reaches an adjuster with the reasoning attached.
Carriers deliver claims updates into agency systems through claims download, an industry-standard feed that writes claim information directly into the agency’s own management system. Each update travels as the claim moves.
Six message types carry the detail: the claim number, adjuster assignment, reserves, payments, status changes, and general claim information.
No. Claims download integrates with the claims system you already run, taking the information your system produces and delivering it to your agents.
Applied doesn’t adjudicate claims or run the policy system of record. Adjudication, reserving, and payment stay where they are; what changes is who else sees the outcome, and how soon.
The difference is where the update lands. An email or a portal still asks your agents to go looking for it; claims download writes the update into the management system they work in all day.
So the answer sits in front of your agents before they think to phone the adjuster holding the file.
Volume rises on both sides at once: more claims to handle, and more agents asking about them. Each update still travels on its own, so your agents keep seeing claim activity through the surge while your staff is at its thinnest.
After a hurricane, claims download tells agencies about claims they’d otherwise never hear of.
Video
Watch a quick video about Ivans Claims Download from the point of view of an Applied Epic® agency.
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GUIDE
Claims download is an industry standard message process to download claims information from a carrier's claims systems directly into an agency management system.
Read the GuideBegin with the claim messages your system already generates, and add the rest as your agents ask.