United States
Canada (English)
United Kingdom
Ireland
Owners and principals
Brokerage owners
Read what each line, branch, and producer earns, and grow what the brokerage is worth.
The current that connects insurance
Whether you place the risk or write it, insurance moves on Applied. AI built for insurance automates out the friction and turns your time toward growth – all while you conduct the work.
Brokerage systems, insurer connectivity and the AI transforming insurance distribution
Applied Systems connects both sides of insurance: the brokerages that sell and service it, the insurers that write it and everything in between. We believe every connection should make the next one better. That’s why we’re reimagining the policy lifecycle with AI that takes the friction and wasted time out of each stage. Every connection we create carries data, intelligence and action. As those connections multiply, their value compounds – powering a smarter, faster and more connected insurance industry.
Solutions designed specific for your needs
Choose brokerages or carriers, then the team you’re accountable for.
Finance leaders
Finance and accounting
Every dollar posts to its policy as the work happens, and audit questions already have answers.
Servicing teams
Servicing and account management
Whoever covers an account works the same renewal list, from the same client history.
Underwriting leaders
Underwriting
Underwriters apply their judgment to pricing risks, because the file is already assembled when it reaches them.
Distribution leaders
Distribution
Brokerages will consolidate with the insurers that quote the quickest and provide the best broker experience.
IT leaders
IT
Your core systems stay in place while submissions and policy data move to and from brokerages.
Prioritize the outcomes that matter most
Choose the number you’re measured on this year, from revenue to loss ratio.
Outcome 01 · For brokerages
Grow revenue from the book you already service
You cross-sell to accounts you already service, submissions reach the insurers you choose, and revenue per employee rises as the book outgrows the back office.
Outcome 02 · For brokerages
Bind more of what you market, in fewer rounds
Submissions reach insurers ready to write them, more quotes come back for each one, and some renewals arrive quoted before your team starts. Clients get their answer sooner.
Outcome 03 · For brokerages
Win and keep clients on the strength of your advice
When routine requests take care of themselves, your team has more time to review coverage and plan with each client. Satisfied clients are likely to stay longer and refer others.
Outcome 04 · For brokerages
Carry more of the book with the team you have
Work entered once serves every department after it, so month-end closes sooner, and reports come back on demand. Each person handles more accounts, and operating costs remain the same as you grow.
Outcome 05 · For brokerages
Build a brokerage that runs on automation you control
Repeat work comes back completed and checked, so errors decrease, new hires ramp up faster, and experienced staff move to client work. You set how far the automation goes.
Outcome 01 · For insurers and MGAs
Grow written premium with the brokers you already work with
Your products and quotes reach brokers where they already work, so you quote first more often, and less in-appetite business goes to competitors.
Outcome 02 · For insurers and MGAs
Bind more of the risks that fit your book
Complete, validated data at intake means more submissions decided on first pass, and a higher quote-to-bind ratio. More of what you bind fits the portfolio you set out to build.
Outcome 03 · For insurers and MGAs
Write and service more premium with the team you have
Triage takes a fraction of the time, and brokers answer policy and claims questions from their own systems. Cost per policy falls as volume grows.
Outcome 04 · For insurers and MGAs
Become the insurer brokers send their best business to first
Brokers place more business where rating, quoting and servicing run inside the systems they already use. Meet them there, and it shows up in your submission count, retention and premium.
See which platform fits you
Each platform puts AI inside the work, with your team setting the rules.
Applied Epic®
The agency management system for every line and branch, with Epic Conductor running AI automation inside.
Applied Rating Services
The personal lines comparative rater Canadian brokers quote on, rating home and auto across every market from a single entry.
Applied for insurers
CSIO-standard connectivity that links insurers and MGAs to Canada’s broker channel, with Cytora reading every submission as it arrives.
Results your peers measured
Cytora has enabled us to reduce from days to a few hours the time it takes us to present decision-ready risks to underwriters.
Allison Thornicroft · VP Business Solutions · Arch Insurance
70%
Faster intake to decision, from two or three days to two hours
95%
Automated digitization accuracy
The person working full-time on this had nothing more to do so we’ve been able to give them more responsibility, making it even more profitable for us.
Mark St-Pierre · President
150%
Premium growth since moving to Applied Epic
Moving to Applied Epic allowed us to have top-notch tools at our fingertips, enabling us to compete with brokers ten times our size.
Kyle Nichols · President
Loved by customers on G2
Go deeper before you decide
-
Webinar
Applied Systems Canada Quarterly Product Update
Watch this on-demand webinar to discover the latest Applied Systems Canada product features and get a preview of our upcoming roadmap.
Watch Now -
Insight Article
The Next Generation of Insurance
How AI built for insurance adds value across a brokerage’s work, from sales and servicing to the books.
Watch Now -
Report
Applied Rating Index
Where personal auto and property premium rates are moving across the Canadian market.
Watch Now
Start with one conversation
Bring what you run today and where the work slows down. An Applied specialist shows you what moves first.