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Zurich and Cytora Win 2026 Datos Impact Award for Data Innovation in Commercial Insurance Recognition honors the AI-powered submission transformation that cut manual processing and triage time by 80% across 20+ global markets Ivans Index August 2026 Results Released Commercial Lines Renewal Rates Fall Further in August as Workers' Compensation Keeps Climbing Month Over Month Applied Systems Earns Great Place To Work Certification for Third Year in a Row Employees rated their day-to-day experience through Great Place To Work's Trust Index Survey Agents Are Choosing Carriers That Automate Submissions Say Findings in 2026 Insurance Agency-Carrier Connectivity Trends Survey Report 2026 Connectivity Report reveals submission automation, not commission, is now driving where agents place business CTC Insurance Brings Direct Bill Reconciliation Fully In-House with Applied Recon Independent agency eliminates outsourced reconciliation and gains full visibility into its own direct bill data with automated policy matching Paragon Expands Broker Reach with Applied Rating Hub Integration Award-winning property MGA to bring five household products to Applied's broker network through Rating Hub's innovative real-time rating platform Applied Launches New Agentic Email-To-Quote Submission Channel Powered by Cytora, Applied's agentic AI platform for carriers enables broker emails to become carrier-ready quotes in minutes Applied Systems Launches New Vendor Certification Program New program enables agencies and brokerages to extend their technology strategy with certified integrations in a faster, more secure way Applied Named Industry Leader with SaaS Award and Global 5-Star Tech Provider Recognition  Applied Epic wins Best SaaS Product at the 2026 SaaS Awards and receives Global 5-Star Tech Provider recognition from Insurance Business  Ivans Index July 2026 Results Released Most major commercial lines post lower premium renewal rates month over month while workers comp ticks up Applied Systems Included in 2026 Inc. 5000 List of America's Fastest-Growing Private Companies The ranking marks the company's third time on the list and a spot among America's most successful privately held businesses Applied Systems Expands Employee Navigator Integration Enhanced native integration between Applied Epic and Employee Navigator accelerates the plan building process from hours to minutes, further enabling end-to-end quote to enroll for benefits brokers Applied Systems Named to CNBC's World's Top Fintech Companies 2026 List The list, developed by CNBC in partnership with Statista, evaluates thousands of fintech companies worldwide across categories including insurtech. Manger Insurance, Inc. Eliminates Manual Commission Reconciliation with Applied Recon Drag-and-drop statement matching and automatic policy number matching, built directly into Applied Epic, eliminate the manual work of monthly commission reconciliation. Ivans Index Q2 2026 Results Released Renewal rates for all lines except Workers' Compensation remained up year over year and fell quarter over quarter EZLynx Partners with First Connect to Bring All-in-One AMS to Member Agents First Connect agents to enable automation in every stage of the insurance policy lifecycle with EZLynx management system Applied Announces Submissionless Commercial Insurance Experience with Travelers as First Anchor Carrier Partner New AI-powered capability will enable carriers to deliver renewal quotes directly inside agency management systems Barge Group Selects EZLynx to Accelerate Quoting and Win More Business Independent agency adopts EZLynx’s all-in-one platform with integrated rating to reduce repetitive data entry and give agents more capacity to prospect EZLynx Delivers Real-Time Carrier Quotes Inside the AMS Submission Workflow New solution reimagines commercial quoting as an AMS-embedded experience, making it easier for agents to diversify and expand their book of business RoMa Insurance Selects EZLynx to Simplify Operations and Elevate Client Service Independent agency adopts EZLynx's all-in-one platform to eliminate system switching and give agents more time to serve as trusted advisors Applied Releases Canadian Commercial Lines Premium Rate Index Findings for Q1 2026 Average year-over-year and quarter-over-quarter renewal rates decreased across the most commonly placed commercial lines of business Ivans Index May 2026 Results Released Average premium renewal rates of nearly all major commercial lines of business down month over month, except property and workers comp, which experienced modest increases EZLynx Receives Gold Stevie Award® in the 2026 American Business Awards® EZLynx Management System recognized for connecting the full policy lifecycle and accelerating agent productivity with intelligent automation Applied Systems Honored with Four Stevie® Awards in 2026 American Business Awards® Awards recognize Applied's company performance and use of artificial intelligence to solve real insurance industry challenges Ivans Named Company of the Year for Third Straight Year at the 2026 American Business Awards® Stevie® wins recognize continued innovation and impact across the insurance industry Applied Systems Europe Names Dave Chapman Managing Director Tom Needs, who has led Applied Systems Europe for more than five years, will remain CEO through 30 June 2026 to support a smooth and well-planned handover Applied Systems Builds on AI Reconciliation Momentum with New Financial Operations Innovation New AI capabilities across Applied Pay and Applied Epic automate commission reconciliation and quote-to-finance workflows, giving agencies faster cash flow, fewer manual hours, and clearer financial visibility George W. Bush to Keynote Applied Net 2026 43rd President of the United States to share an exclusive conversation on the challenges facing our nation in the 21st century and the power of freedom Digital-First Insurer Zen Insurance Launches in the UK via New Applied Systems, One Call and Verisk Collaboration A joint effort from Applied, OneCall, and Verisk brings a digitally enabled insurance product to market through simplified connectivity for insureds Ivans Index April 2026 Results Released Month-over-month premium renewal rate change is variable, as year-over-year premiums rise across all lines except Workers’ Compensation Applied Rating Index Q1 2026 Results Released Premium rates for Personal Auto and Personal Property insurance continue upward year over year across all provinces Ivans Index Q1 2026 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; all decrease quarter over quarter Cytora and LexisNexis Risk Solutions announce strategic relationship to enhance risk selection and automation for U.S. commercial insurers The collaboration accelerates digital risk processing by integrating comprehensive data and analytics directly into AI-enabled digital underwriting workflows Applied Systems Names Graham Blackwell as Next Chief Executive Officer Current CEO Taylor Rhodes will lead a planned transition to Blackwell over the next two quarters Cytora and VulnCheck partner to embed exploit and vulnerability intelligence into insurance workflows Insurers will now be able to leverage advanced exploit and vulnerability data for precise cyber risk evaluation and automated decision-making Pacific Insurance Agencies Selects Applied Epic to Unify Operations and Unlock Cross-Selling Opportunities British Columbia-based brokerage adopts Applied Epic to bridge P&C and Employee Benefits divisions, giving staff a single view of client policies to maximize book value Cytora Wins 2026 Artificial Intelligence Excellence Award for groundbreaking insurtech platform First State Insurance Agency Selects Applied Epic to Unify P&C and Benefits Operations in a Single Management System Bank-affiliated Missouri agency consolidates commercial, personal lines, and employee benefits into one unified system to eliminate fragmented workflows and deliver a complete view of every client Cytora and Ideal Postcodes Partner to Bring High-Precision Address and UPRN Data to Commercial Insurance Workflows New collaboration integrates Ideal Postcodes’ highly accurate address validation and Rooftop Geocodes into Cytora’s risk processing platform to enhance underwriting accuracy and streamline ingestion Home and Farm Insurance Selects EZLynx to Simplify Policy Renewals and Accelerate Growth Independent agency leverages EZLynx's all-in-one management platform to reclaim hours spent on manual renewals and redirect agent time toward winning new business Cytora launches Autopilot to deliver insurance workflows that run themselves Pioneering agentic AI capability enables underwriting and claims workflows that run themselves from submission to decision BrokerCentral Unlocks Personal Lines Panel with Applied Rating Hub Integration Brokers can now access a wider range of coverage options from their central platform Ivans Index February 2026 Results Released General Liability and Workers’ Compensation the only lines showing month-over-month improvement in premium renewal rates, with year-over-year gains holding steady across all but Workers’ Compensation Sabatino/Mastrocola Insurance Agency Selects Applied Digital Agency to Scale Commercial Lines Business and Reduce Administrative Work Massachusetts-based agency advances end-to-end operational connectivity with Applied Epic and Applied Pay All Lines Insurance Selects EZLynx to Enable Employee Productivity from Day One Independent agency replaces fragmented technology stack with EZLynx's all-in-one platform to ease new hire training and drive scalable growth Applied Rating Hub to Power Quote Portal for Personal Lines Panel Access Movo Partnership provides more motor product options with access to 30+ personal lines insurers and MGAs Applied Epic Only Insurance Software Ranked on G2 2026 Top 100 Best Software List Applied Systems earns 52nd spot alongside other AI leaders Applied Launches New Benefits Innovation, Making Applied Epic the Hub for Benefits Management AI-powered automation and purpose-built workflows deliver a unified experience to manage the end-to-end benefits plan lifecycle Applied Releases Canadian Commercial Lines Premium Rate Index Findings for Q4 2025 Average year-over-year and quarter-over-quarter renewal rates decreased across the most commonly placed commercial lines of business Applied Systems Issues Statement in Court Ruling for a Preliminary Injunction Ivans Index January 2026 Results Released Umbrella only line of business to show month-over-month premium renewal rate increase, as year-over-year premiums rise across all lines except Workers’ Compensation Watchtower Mutual Chooses EZLynx to Simplify Client Communications Independent agency chooses EZLynx’s all-in-one platform to centralize insight into client interactions and automate follow-ups Applied Rating Index Q4 2025 Results Released Personal Auto and Property insurance premiums are continuing to rise year over year across all provinces Stockman Insurance Selects Applied Insurance AI Solutions to Drive Operational Efficiency and Support Growth Full-service agency adopts Applied Book Builder and Applied Recon to improve cross-sell and upsell insights and automate commissions reconciliation to drive growth and significantly reduce administrative costs Applied Systems Honored in Multiple Best Workplace Awards Company landed spots on Built In’s annual list celebrating employers shaping the future of work and Newsweek’s inclusive workplace environment list Ivans Index Q4 and Year-End 2025 Results Released Renewal rates for all major commercial lines of business, except Workers’ Compensation remain up year over year; rate change variable quarter over quarter Applied Systems and Applied Client Network Announce Applied Net 2026 Registration now open for the industry’s premier conference for independent insurance agents, brokers, carriers, and MGAs Stonefield Insurance Brokers Selects EZLynx to Drive Top-Line Growth Independent agency leverages EZLynx’s all-in-one platform to enhance sales pipeline visibility and identify profitable business opportunities

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